Our Services

Retirement planning - this is the largest part of our business.  This has evolved organically due to the fact that retirement funding usually requires the biggest financial commitment each individual investor makes in their lifetime.  We can provide cash flow analysis to help answer the common questions of "Will I have enough money to retire comfortably?" and "How long will my investments last?"  This service assists clients in determining how much money will need to be set aside to reach their retirement goals.  We also help clients determine which mix of investment vehicles will serve them well along the way.

We serve individuals and businesses in all other areas of investment planning as well, including:

• Tax management* - Making sure your portfolio is tax-efficient. Developing tax saving investment strategies. Referring you to qualified tax specialists.







• Estate planning* - Working with our estate planning and trust specialists to review your wills and trusts, help preserving your estate for your intended heirs, help with beneficiary designations, reduce potential exposure to estate taxes and probate costs and coordinate with your tax and legal advisors.







• Risk management - Reviewing existing insurance policies. Help finding a new suitable policy for your specific situation.







• Education funding - Recommending investment and accumulation strategies to help you pay for your children's education.







• Investments - Determining your asset-allocation needs. Helping you understand your risk tolerance. Recommending the appropriate investment vehicles to help you reach your goals.







• Employee and executive benefits - Helping your business attract and retain qualified employees through benefit packages.







*Wachovia Securities, LLC and Wachovia Securities Financial Network, LLC do not provide tax or legal advice. Please consult with your tax and legal advisors before taking any action that may have tax consequences.